Our Loan Products
Simple, flexible financial solutions designed around real needs and real lives.
💼 Income Generation Loans
₹10,000 – ₹50,000 (Multiples of ₹5,000)
Designed to help individuals start or grow small income activities—whether it’s livestock, vending, or local businesses.
Rate of Interest 28%
Tenure 12–24 months
Loan Processing Fee 2%
Insurance Premium As actual
Repayment Frequency Fortnightly
Supporting small steps that lead to bigger opportunities.
🔌 Product Loans
₹2,000 – ₹20,000
Access essential products like solar solutions and household equipment with easy financing options.
Rate of Interest 28%
Tenure 12 months
Loan Processing Fee 2%
Insurance Premium As actual
Repayment Frequency Fortnightly / Monthly
Making essential products affordable and accessible.
🏠 Home Improvement Loans
₹50,000 – ₹75,000 (Multiples of ₹5,000)
Improve your home with financial support for essentials like roofing, sanitation, flooring, and more.
Rate of Interest 28%
Tenure Up to 36 months
Loan Processing Fee 3%
Insurance Premium As actual
Repayment Frequency Fortnightly / Monthly
Because a better home creates a better life.
📊 Business / MSME Loans
₹70,000 – ₹5,00,000
Empowering small businesses with capital to expand operations, manage working capital, and grow sustainably.
Business,Residence Vintage > 3 years
Rate of Interest 28%
Loan Processing Fee 3%
Insurance Premium As actual
Repayment Frequency Fortnightly / Monthly
Fueling growth for entrepreneurs who drive local economies.
Apply for Loan
Take the Next Step Towards Growth
Choose the right financial solution and start your journey with confidence.

Aarambh Microfinance